MiCRO IS CLOSING
the PROTECTION GAP
by designing and implementing index-based inclusive insurance to cover the underserved population against natural disasters, exacerbated by climate change About MiCRO


MiCRO provides technical assistance to its local partners who, in addition to participating in the design of innovative, affordable and appealing insurance solutions, are responsible for the the distribution of the final product.

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01

THE PROBLEM


Natural disasters, especially those related to climate change, are more frequent and severe. Despite this fact, the protection gap, understood as the difference between insured losses and total economic losses, remains large. In Latin America alone, this gap is estimated to reach 84% and is even greater in the vulnerable and underserved populations.


02

OUR SOLUTION


MiCRO develops index-based insurance products, using cutting edge technology, facilitating financial inclusion to excluded segments and improving their resilience to catastrophes. To do this, MiCRO allocates its human and technical capabilities, including its calculation platform, to ascertain the occurrence of natural disasters and to ensure payments are made to affected populations.

03

OUR PARTNERS


MiCRO works closely with local partners such as insurers, microfinance institutions, banks and utilities, among others, who pursue the same goal of helping to close the protection gap.

Key Principles

People

The development of socially-oriented, impactful insurance solutions that improves the resilience of underserved populations against natural disasters.

Key Principles

Profit

The achievement of economic and sustainable growth that generates long-term value to all stakeholders.

Key Principles

Planet

The protection of the natural environment and the promotion of climate change awareness and its impact upon vulnerable populations.

OUR FOUNDERS

OUR STRATEGIC PARTNERS